Landlord's Insurance

MARAS products are designed to deliver the protection a landlord needs for their let property.

Too often not enough care is taken to make sure the right protection has been purchased, you do not want to discover this when you try and make a claim, so we are here as the experts to ensure you and your property are protected.

What is covered

The MARAS Landlords Insurance policy covers a maximum sum insured re-build cost for the Buildings up to £500,000, contents cover sum insured is offered up to £30,000. Cover on a new for old basis with perils included such as; fire, lightning, explosion, earthquake, aircraft, smoke, malicious persons, theft (by forcible means) storm, flood, escape of water or oil leakage, impact by vehicle or animal, subsidence, heave or landslip, falling trees, telegraph poles or lamp posts.

Landlords Buildings Insurance

This policy includes as standard:

• Accidental Damage to fixed glass and double-glazing, sanitary fixtures and underground services.
• Alternative accommodation and loss of rent up to 20% of the sum insured if the property is uninhabitable following damage caused by an insured peril.
• Cost of Tracing and accessing of leaks up to £1,000
• Increased metered water charges up to £750 resulting from escape of water due to an insured peril – Buildings Section only.
• Property owner's liability up to £2 million.
• The option to extend cover to include accidental/malicious damage to your buildings and contents.
• Un occupancy cover up to 30 consecutive days or more.

Optional extra cover available

• Wider Accidental Damage to Buildings
• Malicious Damage by tenants
• Employers Liability

Landlords Contents Insurance

This policy includes as standard:

• Household removals up to sum insured
• Contents in the open up to £250
• Alternative accommodation and loss of rent up to 20% of the sum insured if the property is uninhabitable following damage caused by an insured peril
• Replacement locks if keys lost or stolen up to £500
• Un occupancy cover up to 30 consecutive days or more

Optional extra cover available

• Wider Accidental Damage to contents
• Malicious Damage by tenants
• Theft by tenants
• Tenants liability

If you have any questions about this product please contact our dedicated Insurance team on 0845 500 5 222